At a price of $1.75 for an eBook on this website, with no shipping charges, my book is a bargan compaired to "credit card Fix-it" company's charging you thousands of dollars to do the same thing. There are seventeen letters ready to use on the fly to help you accomplish your "clean credit report" goal! The process of credit repair has been shrouded in secrecy, with lawyers and consultants charging hundreds and even thousands of dollars to clean a credit report. Recently, a company even started a multi-level marketing company that sold credit cleaning services via personal networking. The fact is that anyone can clean-up their credit report using a few easy to follow steps, which I cover in my book. For the purpose of the book, I will explain how to remove the following "derogs" from your credit profile: Creditor Inquiries Late pay remarks Collection Accounts (Accounts Referred To For Collection) Charge Offs (Accounts Written Off To Loss) Public Records (Bankruptcies, Tax Liens)"